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Celebrating Prosperity
Bullion Scheme
Scheme is only for gold bullion investments.
Open to anyone investing a minimum of 1 gram of gold or in multiples of 1 gram.
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Gold is purchased at current market prices
Price may vary depending on your mode of payment.
Pay conveniently via check, wire, cash, Zelle, debit, or credit card.
Buy gold any day the store is open, multiple times per day.
An invoice is issued after each purchase, and a scheme statement is shared once payment is processed.
Contributions not yet converted to bullion can only be used for gold bullion.
Cannot be used for gold jewelry, diamond jewelry, silver, or other products.
Redeem your gold in bars (available in 1g, 2g, 2.5g, 5g, 10g, 20g, 31.1g, 50g, 100g), subject to availability.
A premium charge applies when grams are redeemed for bullion bars.
Premium: An additional charge over the gold price to cover refining, minting, handling, and dealer margin
Price may vary depending on your mode of payment
Pay Premiums conveniently via check, wire, cash, Zelle, debit, or credit card.
Accumulated grams cannot be refunded in cash or transferred under any circumstances.
Shiva Jewelers may update these Terms & Conditions at any time.
In case of any dispute, Shiva Jewelers’ decision is final and binding.
Shiva Jewelers may verify your identity at enrolment, during contributions, or at redemption using SMS, OTP, ID documents, or other methods.
If no contributions are made for 6 consecutive months, the scheme may be deemed inactive and cancelled at Shiva Jewelers’ discretion.
The accumulated value until the last payment will be converted into gold bullion equivalent.
